In a large bowl, combine the meatloaf ingredients, adding more bread
crumbs if necessary, a tablespoon at a time, to make a firm loaf.
Lightly spray a large piece of aluminum foil. Place the meat mixture
on the foil, and form into a 12x8" rectangle.
Arrange the ham on top of the meat, leaving a small margin around the
edges. Sprinkle shredded cheese on top of the ham slices. Starting
from the short end, carefully roll the meat mixture jelly-roll style.
Seal the edges and ends.
Place the loaf seam side up in the prepared pan. Sprinkle the top of
the meatloaf with the flour. Bake 1 hour or until done. The center of
the loaf will be pink because of the ham. Top the loaf with slices of
cheese, then return to the oven for 5 minutes, or until the cheese
melts. (Option: Broil the loaf to melt the cheese. Watch it
carefully.)